The long view of your retirement
Longview turns your savings, income, and spending into a full year-by-year projection — then stress-tests it against 1,000+ simulated market futures, so you can see how sturdy the plan really is before you hand in your notice.
No credit card required · cancel anytime
One score for the whole plan, two retirement dates side by side, and a probability — not a promise — that the money lasts.
From a blank page to a tested plan in one sitting
Enter rough numbers
Household, savings, income, spending — five short steps. Estimates are fine; refine anything later. Or open a sample plan first and just look around.
See the whole picture
A year-by-year projection, two retirement timings side by side, and how much of your spending guaranteed income already covers.
Test it against bad luck
Run 1,000+ simulated market futures. If the plan only works when everything goes right, you’ll see that before you retire — not after.
One average line is a guess. A thousand futures is a test.
Most calculators draw a single smooth curve and call it a plan. Longview runs your exact numbers through 1,000+ simulated market sequences — good decades, bad decades, crashes in the wrong year — and reports how often the money lasts.
You get a confidence percentage you can act on, the specific scenarios that hurt most, and the levers that help — in plain language, with every term explained where it appears.
The Risk Test’s fan chart: the shaded band is the range of simulated outcomes; the line is the median path.
And when you want to go deeper
Social Security timing
Compare claiming at 62, 67, and 70 through your full plan — not a generic break-even chart.
Roth conversion lens
See when small conversions help, when waiting is cleaner, and when none compare well.
Plan A vs. Plan B
Hold two retirement dates side by side and watch what one more working year actually buys.
Stress scenarios
A 2008-style crash, seventies inflation, a long-term-care event — run each through your exact numbers.
Expense estimator
Build retirement spending from real line items instead of guessing one big number.
Decision Lab
Model a major purchase — pay cash, finance, or wait — against both retirement timings.
Not ready to type in your own numbers?
Open a finished sample plan and just look around — run the risk test, poke at Social Security timing, break things. Nothing saves until it’s yours.
- Early saverage 35 · decades out
- Nearing retirementage 51 · a few years away
- Already retiredage 68 · drawing down today
Everything, one price
- Guided 5-step plan builder
- Monte Carlo risk test — 1,000+ simulated futures
- Plan A vs. Plan B retirement timing, side by side
- Social Security timing & Roth conversion labs
- Stress scenarios, expense estimator, decision journal
- Printable report you can bring to a professional
No credit card for the trial. Cancel anytime; access runs through the billing period.
Educational software, not advice. Longview provides estimates and planning signals to explore — not individualized financial, tax, or investment advice. Confirm important decisions with a qualified professional.